I'm Michael Tiskiy.

I work with the fleets that carry the last mile: packages, groceries, furniture, whatever ends at a doorstep.

Delivery is a young industry insured with borrowed paperwork. The contract wants one thing, the policy says another, and the gap only shows up when a claim tests it. My job is closing that gap before it costs you a route, and explaining every step in words you'd actually use.

I answer my own email. When you work with me, you get me.

The paperwork, plainly: I'm a commercial insurance broker licensed by the California Department of Insurance (license #4525665, Property and Casualty, current through February 2028). I'm an authorized producer with Orr & Associates Insurance Services, CDI License #0E63493, which is how I reach the carrier markets behind every quote. Born and raised in Roseville, where I still work. When I'm not reading contracts, I run ultramarathons, same discipline, longer distance.